Last updated: September 5, 2026

1. Introduction and Acceptance of Terms

Welcome to my website, Karen Carmody. By accessing or using this website, you agree to abide by these terms and conditions. If you do not agree with any part of these terms, please refrain from using my website.

2. Eligibility and Age Requirement

This website is not intended for children under the age of 13, and we do not knowingly collect personal information from anyone under that age. By using this website, you confirm that you are at least 13 years old, or that you are using the site under the supervision of a parent or guardian.

3. Use of Content

All content provided on this website, including tips, strategies, articles, and any digital content, is for informational purposes only. You may not reproduce, distribute, or modify any content without my prior written permission.

4. Copyright and Intellectual Property

I own all content on this website, including text, images, graphics, and videos, unless otherwise indicated. Unauthorized use of any content may violate copyright, trademark, and other laws.

5. Purchases, Digital Products, and Refunds

Certain products available through my Shop, including guides and other digital downloads, are sold subject to the following terms:

• All prices are listed in Canadian dollars unless otherwise stated.
• Digital products are delivered electronically, typically by email or direct download, upon completion of purchase.
• Because digital products are delivered instantly and cannot be returned, all sales of digital products are final and non-refundable, except where required by law or expressly stated otherwise at the time of purchase.
• If you experience a technical issue accessing a digital product you’ve purchased, please contact me at hello@karencarmody.com and I will do my best to resolve it.
• Any physical products, if offered, may be subject to separate shipping and return terms provided at the time of purchase.

6. User Conduct

Users are expected to engage in respectful and lawful behaviour when using my website. This includes refraining from abusive language, spamming, or engaging in any illegal activities.

7. User-Generated Content and Testimonials

If you submit comments, messages, reviews, or testimonials to me through this website, email, or social media, you grant me permission to use, reproduce, and display that content, including in edited or excerpted form, for marketing and promotional purposes, unless you specifically request otherwise. I will not publish your full name or contact information without your consent, and you may request removal of previously shared content at any time by contacting me.

8. Third-Party Links

My website may contain links to third-party websites for additional resources or information. However, I am not responsible for the content or privacy practices of these external sites.

9. Disclaimer of Warranties and Professional Advice

While I strive to provide accurate and helpful information, I cannot guarantee the accuracy, completeness, or timeliness of the content on my website. Users should use their discretion and seek professional advice when necessary.

The content on this website, including any coaching, guides, or speaking engagements, is intended for general informational and educational purposes related to decluttering and organizing. It is not a substitute for professional advice, including but not limited to grief counseling, mental health support, financial advice, or legal advice. If you are dealing with grief, loss, or emotional distress connected to sorting belongings, please consider speaking with a qualified professional in addition to using this content.

10. Limitation of Liability

I shall not be liable for any damages arising from the use of my website or reliance on its content. This includes indirect, incidental, or consequential damages.

11. Privacy Policy

Please refer to my privacy policy for information on how I collect, use, and protect your personal information.

12. Governing Law

These terms and conditions are governed by and interpreted in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

13. Severability

If any provision of these terms and conditions is found to be invalid or unenforceable by a court of competent jurisdiction, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

14. Changes to Terms

I reserve the right to update or modify these terms and conditions at any time without prior notice. By continuing to use my website after any changes, you agree to be bound by the updated terms.

15. Contact Information

If you have any questions or concerns regarding these terms and conditions or this website, please contact me at hello@karencarmody.com.